If a credit/loan agreement is unenforceable the remaining payments do not have to be paid and goods that have been purchased kept by the borrower.

There are many reasons a Credit Agreement can be unenforceable some of which are listed below

• The rate of interest is not shown on the agreement
• The agreement is not signed
• Number of instalments not shown
• Dates not in place
• Total amount repayable not shown
• Amount of credit borrowed
• No Signature
• The agreement does not state correctly how the borrower will make repayments

If your agreement turns out to be enforceable we are now able to refund your payment less a £50 admin fee

 

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