Anyone can challenge an agreement
An incredible amount of credit/loan agreements taken out before April 2007 do not comply with the Consumer Credit Act 1974 thereby making them unenforceable.

The amount of cases of unenforceable/unfair/invalid credit agreements is rapidly increasing.

If a credit/loan agreement is unenforceable it is not arguable, it is a point of law

Once it is demonstrated to a court that there are certain errors in an agreement it is deemed unenforceable and there is no defense.

When an agreement is deemed unenforceable all payments stop and most of the time payments made before hand will be returned as the agreement was invalid in the first place

Act now and start the process complete our enquiry form

Banks, Credit Card Companies and Finance companies are now setting aside funds for large payouts because they know there is no defense if a credit/loan agreement does not comply with Consumer Credit Act 1974.